Know your numbers before you grow, raise money or expand.
A named finance lead for a set number of days a month: forecasts, budgets, management reports and numbers you can stand behind.
AI assembles draft management reports and KPI dashboards from your books, so each month's pack arrives ready for review instead of being built by hand. A named finance lead sets the budget and forecast, reads every report before it reaches you and runs the monthly review, backed by our accounting team for the day-to-day work. Anything that leaves the business, such as a board, investor or bank pack, is checked by a second person first.
What an engagement covers
A typical scope for this service. Exact scope is agreed in writing before work starts.
Cash flow forecasting: a rolling forecast of money in and out, built from your books, open invoices, bills and known commitments, with the assumptions written down and refreshed each month
Budgeting and FP&A: an annual budget by month, then a regular comparison of actuals against it, with the main differences explained and what they mean for the rest of the year
Monthly management reports and KPI dashboards: a clear pack of results, cash position and the handful of measures that matter for your business, drafted by AI from your books and reviewed by your finance lead
Margin and pricing analysis: which products, services or customers earn their keep, where costs are creeping up and what a price change would do to profit
Board and investor reporting: packs for directors, partners, shareholders or investors, in a format they can read quickly, built from the same figures as your management reports
Financial models: scenario models for the decisions you are weighing, such as a hire, a new product, a new location or a funding round, so you can compare the options before you commit
Fundraising and bank-loan readiness: your figures, forecast and supporting schedules put in order for a conversation with an investor or lender, without any promise about the result
Controller as a service and finance process set-up: review of the monthly close, the chart of accounts and your internal controls, plus written standard operating procedures (SOPs) so finance work is done the same way each time
AI does the routine. People own the outcome.
Where AI tooling helps, it takes the repetitive volume; a named team handles everything that needs judgment.
AI does
Assembles draft management reports and KPI dashboards from your books
Our team does
A named finance lead sets the budget, forecast and monthly review, backed by our accounting team
You track
Reports delivered on time, forecast against actuals, cash position visibility
AI-handled routine work is sampled and reviewed by our team. Anything sensitive, or with external consequences, goes to a person and is second-checked. How we use AI
What you receive
A rolling cash flow forecast with its assumptions written down, refreshed every month
An annual budget and a monthly view of actuals against it, with the main differences explained
A monthly management report and KPI dashboard, each reviewed by your finance lead before it reaches you
Margin and pricing analysis, and a financial model for each major decision we agree to look at
Board and investor packs, and a readiness pack for a conversation with a bank or funder, prepared from your books
Written finance procedures (SOPs) and a controller's review of each month's close, which you keep
How the service is measured
Service levels are agreed per engagement. These are the measures we typically commit to.
Management reports and dashboards delivered by the date agreed for each month
Forecast compared with actuals every month, with the reasons for any gap recorded
Cash position visibility: how current your cash figures are and how far ahead you can see
Budget differences explained and followed up at the monthly review
Dashboard figures agreeing to the books, checked before every release
The software we work in
We work inside the platforms you already use, under your access policy. Support for a specific tool is confirmed when we scope your engagement.
- QuickBooks
- Xero
- Zoho Books
- Tally
- Spreadsheets
- BI and dashboard tools
Product names belong to their owners; no endorsement is implied.
Setting up fractional cfo & controller
- Day 1
Discovery call
A short call about where the business is heading, the decisions coming up in the next year, how your books are kept today and who needs to see the numbers, such as partners, a board, investors or a bank. You leave knowing which finance work is worth doing first.
- Within days
Tailored proposal
A written proposal naming your finance lead and the days per month they will work for you, what our accounting team does underneath, which reports and forecasts you will receive and when, the measures we report and a clear monthly figure.
- Week 1
Set-up in your tools
We take access to your accounting software and spreadsheets under your policy, review the chart of accounts and the state of the books, and agree the report layouts, KPI definitions and the rules the AI works within when it drafts your packs.
- Week 2
Onboarding and parallel run
Your finance lead builds the first cash flow forecast and budget, and a draft management report is produced alongside whatever you use today. You check the figures against what you know about the business, and we go live only after you sign off the format and the numbers.
- From month 1
Go-live and review
Each month your finance lead sends the management report and runs the review with you: results against budget, cash position and what is changing in the forecast. A short weekly report keeps you up to date on progress and open questions in between.
Common questions about fractional cfo & controller
A senior finance lead works with you for a set number of days each month. They build your cash flow forecast and budget, send monthly management reports with clear KPIs, look at margins and pricing, and get your numbers ready for a board, an investor or a bank. Our accounting team keeps the books current underneath, so the reports rest on clean data. The number of days is agreed in your proposal, based on the size of the business and what you need, and can be changed as that changes.